Fix Deposit Interest Rate w.e.f. 24.10.2023
| Duration | Rate of Interest for Normal | Rate of Interest for Senior Citizen |
|---|---|---|
| 7 Days to 45 Days | 4.00% | 4.00% |
| 46 Days to 90 Days | 5.00% | 5.00% |
| 91 Days to 180 Days | 6.00% | 6.50% |
| 181 Days to 365 Days | 6.50% | 7.00% |
| 1 year above up to 2 years | 7.50% | 8.00% |
| 2 years above up to 5 years | 8.00% | 8.50% |
| 5 years above up to 10 years | 7.50% | 8.00% |
Re-Investment
In this Scheme interest is Re-Invested and Compounded on Quarterly Basis.
Monthly Regular Income
In this Scheme interest is Paid on Monthly Basis.
Short Term
Earn Interest on Ideal money by depositing in this scheme duration i.e. 7 to 364 days.
Quarterly Income
In Scheme interest is paid on Quarterly Basis.
Bulk Deposit
Bulk Deposit of Rs. 15,00,000 and above attracts 0.50% addition rate of interest
Auto Renew
Attractive auto renewal facility available for all deposits
Eligibility for additional rate
You can avail either Bulk Deposit or Senior Citizen benefit
Significant Features
Introduction
Current Account
An Ideal Business Account for Your Business.
Significant Features
This Account Can be Opened for Any Business Establishment Like.
- Proprietorship Business
- Partnership Business.
- Pvt. Limited Company.
- Limited Company.
- Any Other Institute / Trust / Co-Soc etc.
- Any Individual - Single or Jointly
Minimum Balance is Rs. 2000
Nomination facility is Available.
Lowest Service Charges In the Banking Sector.
Requisites For Opening Of Account.
- Proprietorship Business
- Partnership Business.
- Pvt. Limited Company.
- Limited Company.
- Any Other Institute / Trust / Co-Soc etc.
- Any Individual - Single or Jointly
- Electricity Bill / Telephone Bill / House Tax Bill Etc.
- Two Business Proofs
Introduction
Account Holder Are Required To Introduce themselves by any One of the following
- Existing CA/CC Account Holder.
- Share Holder Member of The Bank.
- VIP smart card holder.
Savings Account
Significant Features
Any Individual Can Open This Account.
Maximum 3 Names Are Allowed In Joint Account.
Minimum Balance is Rs. 500.
Institute / Co-Soc./ Mandli/Trust Can Open This Account.
Account Can be Opened by Minors too.
Current Rate Of Interest is 3.00 % Subject to Change as per RBI’S Rules.
No Cheque Book Charges.
Duplicate Passbook is Chargeable.
Nomination facility is Available.
Requisites For Opening Of Account.
- Duly filled Account Opening form.
- Aadhar Card (UIDAI)
- Zerox of PAN Card / Duly filled Form 60.
- 2 Photograph of Each Signatories.
- Any of following document.
- Passport.
- Electricity Bill / Telephone Bill / House Tax Bill Etc.
- Valid documents issued and permitted by govt.
