Over Draft Against NSC/KVP/LIP

Limit per Borrower

  • Upto 85%.

Margin Money

  • 15%.

Repayment Period

  • Up to maturity of the security offered.

Rate of Interest

  • 14%.


  • Lien marked certificate of NSC/ KVP by the issuing post office in favor of the Bank and to be pledged with the bank.
  • Money receipt to be deposited with Bank for lien marked charges from the post office.
  • Original L.I.C. Policies with assignment in favor of the Bank are to be deposited .